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ObamaCare: 'A Health Care Reform For All'?


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American Thinker:

On December 14, 2010 HHS Secretary Kathleen Sebelius and U.S Attorney General Eric H. Holder Jr. wrote an article published in the Washington Post entitled "A Health Reform For Everyone." In response, here are the facts behind this article. In a time when our nation is polarized over the issue of Health Care it is more important than ever to step back and consider the facts instead of operating on emotions.
In their article, Sebelius and Holder refer to a pre-school teacher from New Hampshire by the name of Gail O'Brien. Mrs. O'Brien was diagnosed with an aggressive form of Lymphoma in March of 2010. The article refers to her inability to obtain health insurance because of her Lymphoma being considered a "Pre-Existing Condition." The question that was not answered in this article is why this condition was considered "pre-existing" in the first place. More importantly, why is any medical condition considered to be "pre-existing"? The answer requires a brief history lesson.

In 1996, Congress passed the HIPAA law. HIPPA is an acronym that stands for the "Health Insurance Portability and Accountability Act." Most people are familiar with HIPAA privacy clause but an equally important clause is the portability clause, more specifically portability of coverage for pre-existing conditions when moving from one health insurance policy to the next.

For nearly 15 years, 90% of the American insured have been able to move freely from one health insurance policy to the next without any risk of being considered "uninsurable." They also are protected from having a medical condition that existed before switching policies (a "pre-existing condition" excluded from coverage. How is this possible?snip
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